- Tier 2 Lesser Power: 50xp
- Prerequisites: Journeyman Magic Skill
A number of times per Short Rest equal to half of your Highest Magic Rank Bonus when a creature uses a Luck Point within your sight, you may choose to gain a special Ruin Point to use against the triggering creature. At any point before your next Short Rest, you may use this point to give a penalty to any d20 roll that the creature makes equal to that creature’s Luck Bonus.